Multifamily Bridge

Roc Capital Makes Bridge Loans Easy

Roc Capital Multifamily Bridge loans provide you with a reliable funding source for your customers to purchase, renovate and stabilize properties with 5 or more units.

Multifamily Bridge Terms


    Residential Buildings with 5+ Units


    $500,000 - $5,000,000

  • Loan Types

    Interest Only | Fixed/Adjustable Rate Mortgage Options


    Loans less than or equal to $2MM: Full Recourse
    Loans greater than $2MM: Full Recourse or Limited Recourse with bad-boy carveouts


    Purchase Loans: 75% of Purchase/As-is Value + 100% of Rehab Costs
    Refinance Loans: 65% of As-is Value + 100% of Rehab Costs
    Cashout Refinance: Subject to LTV guidelines based on mid FICO score

  • Maximum Loan to Stabilized Value

    Purchase/Rate-Term Refinance: 70%
    Cashout Refinance: 65%


    Up to 24 Months + Two 6-Month Extensions

  • Minimum Guarantor FICO

    Mid-Score of 680

Borrower friendly terms and process

Common-sense underwriting; high leverage at attractive rates and non-recourse options available.

Flexible one-stop multifamily financing

You and your borrowers can take advantage of Roc Capital’s seamless bridge-to-perm financing, enabling your clients to take a bridge loan to acquire, renovate, and stabilize a multifamily property, and then easily transition into a long-term loan option.

Originate and lend nationwide

Originate and fund your clients’ multifamily projects in large, medium, and smaller submarkets nationwide. We operate in 46 U.S. States and the District of Columbia.


The Multifamily Loan Program is perfect for small balance residential properties with more than 5 units. The minimum loan amount is $500,000 and is perfect for rehabbing a multifamily property.
For general loans, Roc Capital covers up to 80% of the as-is value and 100% of the rehab costs. For refinancing, Roc Capital covers 75% of the as-is value and 100% of the rehab costs. Whether your customers are starting a new project or giving new life to an old one, Roc Capital has your and their back.
It’s simple – Roc Capital is designed to make financing your projects easy and efficient. With loan terms on Multifamily investment projects having term lengths of up to 36 months (with two 6-month extensions), Roc Capital offers flexibility for your borrower’s projects.



US states


in funded loans

Loans for Professional Residential Real Estate Investors

Working with Roc Capital is as easy as 1-2-3

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We fund your deals

Our relationship managers will get your deals funded fast!

Grow your private lending business today!