Stabilized Bridge

Rates Starting at

9.75%*

Roc Capital Makes Bridge Loans Easy

Roc Capital’s new Stabilized Bridge provides flexible short term loans for your customer’s stabilized properties.

No DSCR

Max LTC

85% of purchase price + verified completed capex if property owned <6 months

Max LTV

700 FICO:

70% if property owned >6 months

660-699 FICO:

65% if property owned >6 months

Min DSCR

N/A

Min FICO

660

Purpose

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale

Loan Amount

Min: $75,000

Max: $1,500,000 / larger loans allowed at lender discretion

Term Length

12 Months, up to 18 at lender discretion

Property Types

Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market

No rural, exotic, or unique properties

DSCR Exit

Max LTC

85% of purchase price + verified completed capex if property owned <6 months

Max LTV

70% LTV

Min DSCR

1.10 Exit DSCR based on lower of in place rent and market rent

Min FICO

660

Purpose

To provide bridge financing on a property that is currently rented or soon to be rented, but is not yet ready for permanent financing

Loan Amount

Min: $75,000

Max: $1,000,000 for SFR,

$2,000,000 for 2-4 unit / larger loans allowed at lender discretion

Term Length

12 Months, up to 18 at lender discretion

Property Types

Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos

Property Condition

C4 or better with no deferred maintenance

Collateral Restrictions

No rural, exotic, or unique properties

A New Lending Solution Developed for Today’s Market

Roc Capital quickly responded to the changing needs of your borrowers and launched our ‘mini-perm’ product Stabilized Bridge.

Flexible Lending

You and your borrowers can take advantage of Roc Capital’s Stabilized Bridge loan option for rental properties across a range of situations including purchase, seasoned refinance, or non-seasoned refinance.

Wide Range of Properties

Roc Capital offers a reliable funding source for your customers with single family rental homes, 2-4 units, townhomes, PUDs, and warrantable condos.
4.0
K+

lenders

0

US states

$
10.0
B+

in funded loans

Loans for Professional Residential Real Estate Investors

Working with Roc Capital is as easy as 1-2-3

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Sign Up

After you receive your login, you will be able to submit deals directly through our online portal.

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Onboard

Quick approval while you’re already submitting deals.
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We fund your deals

Our relationship managers will get your deals funded fast!

Grow your private lending business today!